Wealth

Control debt and reach your savings goals.

At Astute, you can work with a Financial Adviser to help assess your budget and work towards reducing debt. We offer assistance in limiting tax liabilities and maximising savings by organising your finances effectively and helping you to work towards long-term financial goals. Take the first step to financial freedom with the help of the Astute adviser network today.

Managing your assets.

Estate planning is the management of your affairs to ensure a smooth transfer of wealth to beneficiaries following your passing. At Astute, our Financial Advisers are experienced in transferring assets smoothly, tax effectively, and in accordance to your wishes.
Our Financial Advisers specialising in estate management can help with:

• Beneficiary nominations
• Tax effective estate planning strategies
• Coordination of estate planning and legal professionals to establish or review wills and POAs

Take the first step to financial freedom with the help of the Astute adviser network today.

Managing your financial needs.

Good financial advice is all about making the most of life, helping you visualise what you want to achieve, and setting the financial strategies to help you reach them. Whether you’re interested in budgeting and saving, superannuation and investing, insurance, or you are planning for life after work, our network of Financial Advisers can help you with ongoing advice and services, individually tailored to secure your financial needs. Take the first step to financial freedom with the help of the Astute adviser network today.

Plan for a better retirement.

Self-Managed Superannuation Funds (SMSF) are funds with up to four members that provide the opportunity to maximise your retirement income. SMSFs can offer greater control over investments, better tax efficiency, enhanced flexibility, cost savings and the ability to structure a tax effective estate-planning tool. Our network of Financial Advisers can make the process of establishing and managing an SMSF simple. With an extensive knowledge of investment and insurance products, our advisers can guide and educate you in how to achieve your financial goals with effective wealth management strategies and investment solutions. Set your Self-Managed Super Fund on the right path with the help of the Astute adviser network today.

Preparing for the future. Superannuation is a savings fund set aside throughout your working life to provide for your retirement. Funds can also provide benefits in the event of death, illness or accidents, but it’s best to speak with a Financial Adviser regarding the extent of these payments in line with your financial needs. An Astute associated Financial Adviser specialising in superannuation can help you to assess: The suitability of investments in assets such as cash, property and shares What your superannuation goals should be What an appropriate investment strategy is How to manage investments other than super How much super you will require If a Self-Managed Super Fund (SMSF) is of benefit. Take the first step to financial freedom with the help of the Astute adviser network today.

Protecting your family’s needs. Wealth protection incorporates a variety of insurance products to protect you, and the wealth you’ve generated. Types of insurance vary depending on your assets and personal circumstances, and can be evaluated with the assistance of a Financial Adviser. The types of insurances available to individuals include: Business Insurance Income Protection Life Insurance Total & Permanent Disability Insurance Trauma Insurance Our extensive network of Financial Advisers can assist in evaluating the right level of protection for you and your loved ones. Benefits can be used for a number of purposes, including medical expenses, mortgage repayments, debt repayments, and day-to-day living expenses. Take the first step to financial freedom with the help of the Astute adviser network today.